Are You Wealthy?

September’s read, “The Millionaire Next Door” highlights the lifestyle habits of America’s wealthiest families… Let’s review how they typically follow a lifestyle conducive to accumulating money: 1. They live well below their means. 2. They allocate their time, energy and money efficiently in ways conducive to building wealth. 3. They believe that financial independence isContinue reading “Are You Wealthy?”

Budget Basics.

How to Budget: Even the idea of “budgeting” can be daunting for some. It’s recommended to track your spending for one or two months before compiling your budget. You will have a clearer idea of your various incomes and expenses and be ready to present them clearly. Be aware that seeing the numbers laid outContinue reading “Budget Basics.”

#Atelierbooks

To promote a Finance Focused Lifestyle, I read one book per month. One Book per Month… The books of choice range from finance and personal growth to life skills and inspiration. Anything to focus on our goals and learn more about the game of money. September: “The Millionaire Next Door: The Surprising Secrets of America’sContinue reading “#Atelierbooks”

6 Shopping Habits for Savings.

Lets live our best lives by cutting the costs, planning our spends and prioritizing what is most important to us. Payday: First we pay ourselves savings. We pay the bills. We pay expenses. The rest is ours to enjoy. But what if we could reduce our recurring expenses such as groceries and lifestyle costs andContinue reading “6 Shopping Habits for Savings.”

Get Wealthy in Real Estate.

What’s the difference between you and someone wealthy right now? Leverage and about a 10 year period of asset accumulation since the last recession. The market works in cycles and if you choose to invest now while prices are low YOU will be the wealthy one 10 years from now. Seems like a long shot?Continue reading “Get Wealthy in Real Estate.”

Top 5 Books for Wealth:

“Wealth is the transfer of money from the impatient to the patient.” Warren Buffett •The Richest Man in Babylon: George S. Clason Beautiful tale set in ancient Babylon and one mans path to riches. Great imagery, such as the jingling of gold, stays in your mind long after! •Rich Dad, Poor Dad: Robert T. KiyosakiContinue reading “Top 5 Books for Wealth:”

Top Skills to Create Opportunity & Abundance…

The stairway to success is not so steep if you develop and master these skills to create opportunities and attract abundance into your life… “Stay Humble, Stay Driven.” Communication & Interpersonal Skills: •Communicate clearly. Practice talking with all levels of people that you encounter in a clear concise manner. •Be available: Be easily reachable forContinue reading “Top Skills to Create Opportunity & Abundance…”

The 80/20 Rule.

The 80/20 Rule also known as “Paretos Law” explains that twenty percent of the people will own 80 percent of the income and wealth in any economy, at any time. They say this rule equally applies to wealth building… 20 percent of wealth creation is about making plans and taking action. The other 80 percentContinue reading “The 80/20 Rule.”

Live in the Light

Living in the light is to rise up and choose optimism and positivity over darkness, from people to things and influences affecting your life. It is about releasing worries and hurts. It is about capturing the small joys and making them big. Living in the light is choosing love over hate…realizing that we are hereContinue reading “Live in the Light”

Wealth, Goals & Net Worth

With 4 months left of this year, we ask ourselves…What have we achieved financially, so far this year or this month? What have we achieved TODAY? Review: Businesses have quarterly financial statements to share the highlights, challenges and goals faced by the business during that period… We can adopt the same practice and consider ourContinue reading “Wealth, Goals & Net Worth”