Optimism doesn’t Cost you Anything…

When your mind wanders, maybe you’re earning less during this period or you’re purposefully keeping expenses low as you work towards your goals, just think…

“Optimism doesn’t cost you anythingit’s free!”

…It’s not a new idea but it’s nice to emphasize that not all good things will chip away at your bank balance, as your days pass by and you move towards your goals.

It’s a winning default state of mind. Distract yourself with cheap or free interests, if need be. Learn something useful through different resources and talk to people with similar goals to stay on track. Review your goals and remind yourself of the “why”.

“Raise your vibe to stay Positive and Resilient.”

Raise your vibe to stay positive and resilient. You’ve got nothing to lose and every dollar won counts towards your dreams and financial freedom.


The Fastest Way to $1m…

They say the fastest way to your first million is not through more income but by better lifestyle choices. These particular ideas work for me…

5 Better Lifestyle Choices for Wealth:

Spend and Save:

Enjoy your life while you’re here but create better spending habits. On payday or once a month, directly transfer as much as you can afford to a savings account AND pay down debts such as credit cards. Slowly increase this amount over time while paying off the debt. (More on this later)


Delay making large spends until you can afford it without credit.

Sleep on it. Save for it. It’s not easy but your credit card will charge you lots of interest and it’s going to mount up until you finally pay it off. (Stress!)

Invest in Timeless Pieces:

We all like to look good. Our appearance and style is like our brand to the world after all. Quality items and well fitted garments are key. You will look stylish and presentable without needing to keep replacing them. Or alternatively, update your style with a few smaller on-trend accessories within budget.

Invest in Yourself:

Build your confidence to achieve what you want by educating yourself on the game of money.

It will change your perspective and you will think more of the long term rather than just short term.

“Educate yourself on the Game of Money.”

You will decide it is better to INVEST your hard earned money and make it work for you versus paying someone else.

Lifestyle Choices:

Take a look at how you spend your time, who you spend it with and consider how you could be using it more wisely. Top activities/expenses may be shopping, always eating out, taxis, expensive nightlife and “needing” new outfits for every occasion.

“Be Intentional.”

By month end you are left with nothing in the bank if you are not careful. Take time to be intentional with your money, time and choices. Always look for cheaper alternatives. Real friends will not care where you get together to enjoy your company.

So, we all want everything, right now. The fine living, the clothes, the social life. But what’s not so glamorous is the text message from the bank reminding you of your creeping debts in the middle of dinner.

Don’t just flip over the phone! Let’s take back the reigns of our life and decide we are in charge of our money! Some are easy and some are tough steps, but when you start to see your increased Cash Flow, it feels amazing.

Your NET WORTH is growing and you are closer than ever to the wealthy life of your dreams…


Bless and Honour this Day:

Every morning we wake up, we are TRULY BLESSED to see another day.

“Just Remember, You’re Blessed Beyond Measure. Every Single Day is a Day you should Treasure.”

Let’s cultivate an attitude of gratitude and try to adopt a feeling of peace and optimism no matter the circumstances…

We can use strength and faith to pursue our goals and lead us to the life we dream of.


Why begin a Journey to Wealth?

•What is your definition of a dream life?

•What will bring you freedom to live your dream luxury life, without actively working? Or give you freedom to live a simple life wherever you please without actively working?

•What will bring you security, pay for expensive healthcare for yourself and loved ones? Pay for a roof over your head and emergency funds in a crisis?

•What will cover the increasing cost of living expenses in today’s world without surrendering all your personal, valuable time?


Being Rich VS being wealthy is simply:

Rich = Money to spend. (Money that runs out as soon as you stop working).

Wealth = Money to spend without working. (Money continuously earned over time through assets and investments).

“Focus on your Freedom, your Security, your Comfort…”

Start now and decide what is important to you. Every decision should reflect your vision. Aggressively and obsessively focus on your freedom, your security, your comfort and your dream life. Don’t let anyone or anything stand in your way.

This journey to wealth and financial freedom will cover:

•Philosophy, Familiarization & Money Habits.

•Money Saving Strategy.


•Investment & Re-investment.

•Short term & Long Term Plan.

•Money Milestones.

•Money Tools.

•Reading List.

•Case Studies.

•Motivation & Focus money-life hacks.


Joy. What is a dream life if it is not joyful? They say there are three types of joy which we can find from pleasure, passion and purpose.

Let us live a life where we find joy in both the ordinary and the extraordinary to increase our joy all round. From a simple summers day to time spent with loved ones, to a beautiful and rare jewel or to enjoying life’s successes.

“Happiness comes from Making Progress…”

Joy and happiness go hand in hand… Happiness comes from making progress in whatever we choose to pursue in this life. Let us follow our passions and find purpose, meaning and success. What gifts do we each have and what paths are we here to follow?

Ultimately, joy can be found all around us if we choose to seek it and it will remain in our hearts if we keep choosing it and fighting for it.