The Fastest Way to $1m…

They say the fastest way to your first million is not through more income but by better lifestyle choices. These particular ideas work for me…

5 Better Lifestyle Choices for Wealth:

Spend and Save:

Enjoy your life while you’re here but create better spending habits. On payday or once a month, directly transfer as much as you can afford to a savings account AND pay down debts such as credit cards. Slowly increase this amount over time while paying off the debt. (More on this later)


Delay making large spends until you can afford it without credit.

Sleep on it. Save for it. It’s not easy but your credit card will charge you lots of interest and it’s going to mount up until you finally pay it off. (Stress!)

Invest in Timeless Pieces:

We all like to look good. Our appearance and style is like our brand to the world after all. Quality items and well fitted garments are key. You will look stylish and presentable without needing to keep replacing them. Or alternatively, update your style with a few smaller on-trend accessories within budget.

Invest in Yourself:

Build your confidence to achieve what you want by educating yourself on the game of money.

It will change your perspective and you will think more of the long term rather than just short term.

“Educate yourself on the Game of Money.”

You will decide it is better to INVEST your hard earned money and make it work for you versus paying someone else.

Lifestyle Choices:

Take a look at how you spend your time, who you spend it with and consider how you could be using it more wisely. Top activities/expenses may be shopping, always eating out, taxis, expensive nightlife and “needing” new outfits for every occasion.

“Be Intentional.”

By month end you are left with nothing in the bank if you are not careful. Take time to be intentional with your money, time and choices. Always look for cheaper alternatives. Real friends will not care where you get together to enjoy your company.

So, we all want everything, right now. The fine living, the clothes, the social life. But what’s not so glamorous is the text message from the bank reminding you of your creeping debts in the middle of dinner.

Don’t just flip over the phone! Let’s take back the reigns of our life and decide we are in charge of our money! Some are easy and some are tough steps, but when you start to see your increased Cash Flow, it feels amazing.

Your NET WORTH is growing and you are closer than ever to the wealthy life of your dreams…


Published by rachel@thelifestyleatelier

Sharing a journey, to visualize and curate your dream life. Joy, Abundance and Financial Freedom.

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